Services

Services2023-10-25T07:14:24+00:00

SMART FINANCING FOR SMALL BUSINESS

At Pendleton Capital we aim to add value to our clients and focus our services on the needs of our clients. By offering a wide range of working capital solutions, our clients can capitalize on growth opportunities without the stress involved of being under capitalized. Rest assured our services are about understanding your needs and delivering what we promise, when we promise, with professionalism.

Pendleton Capital is in the business of funding the goals of high-growth small business owners. Since 2009, our entrepreneurial leadership team has helped businesses grow and thrive – many of whom don’t fit in a traditional bank’s “box”. We are not algorithm lenders or spreadsheet decision makers. We are partners in our clients’ ultimate success – what’s good for them is good for us. Through purchasing or lending on accounts receivable, inventory or purchase orders, our clients receive custom finance and business solutions that specifically meet the personal and professional goals of their businesses and in return, are able to reach the true potential for themselves, their families and their employees.

Pendleton Capital understands what it means to be financially secure. To a small or medium-sized business, security means having the freedom to expand, explore new opportunities and fund marketing efforts — not to mention purchase new inventory, fill more orders and pay suppliers. As the most versatile finance company in North America, Pendleton Capital started with a simple vision: To provide financing flexibility for small and medium-sized businesses. That vision is a reality today for hundreds of businesses. We call it “Pendleton Flexibility,” and what it really means is that Pendleton Capital does whatever it takes to help our clients achieve their business goals. And we do it with a personal touch and professionalism unmatched in our field.

Just look at our wide range of services and please apply or give us a call today 713.808.9746.

Factoring

Factoring is a well established form of commercial finance for businesses. It uses your receivables to support your growth, not hinder it, by bridging the funding gap between the time a business issues an invoice and getting the invoice paid.

Typically we will advance up to 80 -85% of the value of your invoice within a business day of your issuing them. We then work with you to get prompt payment from your customer and pay you the balance, less our fees, on collection.

  • Factoring turns your invoices into instant operating cash.
  • Can get you cash within hours for many of your customers’ invoices.
  • Factoring can improve your credit rating by giving you cash so you can pay your bills sooner.
  • Can help you meet your payroll and tax payment obligations.
  • Factoring increases your buying power by enabling you to take advantage of cash purchase discounts.
  • Can increase sales and marketing efforts.
  • Factoring can help you offer your customers better credit terms.
  • Accelerates cash flow.
  • Factoring can help you grow your business.

For more information and pre-approval, call us at (713) 808-9746, or simply complete our online application by hitting the APPLY NOW button

Purchase Order Financing

Using purchase order financing gives you the ability to fulfill all your sales orders, even those that exceed your normal volume or scope. 100% financing of your supplier costs frees up your cash for critical business expenses allowing you to deliver bigger orders. All you need is a PO from a credit worthy commercial or government client to get started.

The Benefits of Pendleton Capital Purchase Order Finance (PO Finance):

  • The ability to buy inventory and grow sales without being limited by existing capital.
  • Allows companies to grow without increased bank debt or selling equity.
  • Helps ensure timely deliveries to customers.
  • Increase market share.
  • Allows companies to make larger profits by fulfilling larger orders.
  • Fast flexible funding.
  • Provides overseas manufacturers assurance to start production of goods
  • Helps companies in a turnaround.
  • Helps when seasonal sales spikes strain cash flow.
  • Satisfies your customers’ demands.

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For more information and pre-approval, call us at (713) 808-9746, or simply complete our online application by hitting the APPLY NOW button.

Merchant Cash Advance (Refinance)

Small businesses today are falling prey to Online Lenders (MCA Lenders) that are withdrawing funds via ACH transfer on a daily or weekly basis. This type of loan, being withdrawn from your business account when you can least afford it, is detrimental to the health of any business. Don’t put your business on an isolated island. Let Pendleton Capital review your MCA balances in light of your current assets to see if an alternate financing solution is available to gain back control over your working capital. We have experience in finding creative solutions to solve your working capital needs.

Unleash the potential of your business by untangling these cash killing loans that have become common today. Let your business begin to grow again by allowing Pendleton Capital to craft a solution that fits your business needs.

For more information and pre-approval, call us at (713) 808-9746, or simply complete our online application by hitting the APPLY NOW button.

Client Services

Pendleton Capital is much more that just another Factoring Company or Bank. We offer services for our clients only that include the following:

  • Website Development. Pendleton Capital can rebuild your website and bring it to a level that markets your company with the latest online tools.
  • Search Engine Optimization (SEO). Pendleton Capital can provide full time staff dedicated to insuring that your online presence is felt every day.
  • Social Media Presence. Pendleton Capital can provide full time staff dedicated to insuring your company has a social media presence that is so vital to success in today’s competitive climate.
  • Email Marketing. Pendleton Capital can provide full time staff dedicated to providing  your company with an email marketing campaign that is sure to grab the attention of the prospects you need to grow your business.

If you are looking for more than just a Finance Company, Pendleton Capital may be the place for you. Since we only offer these services for existing clients, these services are what creates the “Pendleton Flexibility”

For more information and pre-approval, call us at (713) 808-9746, or simply complete our online application by hitting the APPLY NOW button.

Apply Now